I've owned part of a restaurant in the Woodlands before...go talk to some local owners on how much it costs to run. Our burger/pizza place was $400k to start, and we didn't have enough start up cash to go further than 2yrs. Not enough in the budget to advertise either. I was in volved in 2 Quiznos as well...about $250-$350k to start up..and that is a sandwich shop. Not trying to piss on your parade, because I would love to see something like that when I come up for games. It may not cost that much in Denton, but places like that cost alot in Houston. When you are talking construction, equipment, taxes, licenses, & a million other things, it gets really expensive. If you go to a bank you'll have to put up a sh*t load of collateral and personally guarantee the loan...I've seen it bankrupt people. I hope you can get some $ together and can maybe even buy an established place that went tits up...might be able to save a ton of dough. Good luck. Ed